THIS IS Robertson Trading Post's lay away entry. We'll credit the 3% if it's already been figured in your initial purchase, we won't charge anybody twice on that issue. We accept lay-aways with at least 20% down, with the remaining balance due in 90 days. There is no set payment schedule. Buyers are welcome to pay as much and as often as they want until the item(s) are paid in full. There is 6% interest per month added on any remaining balances after the 90 day period. There are no exchanges or refunds on any layaway items. We accept MC Visa Discover, American Express (but no pay pal) on Guns America.. DIRECTIONS: To make a payment on a current lay-away, put the amount that you want to pay in the "quantity" section. >> Shipping $20 USPS on Handguns, $40 Long Guns - usually more to AK, HI, or PR. 3% charge for credit cards. Robertson Trading Post, Henderson, TN, Serving the Mid-South since 1952, in Elvis Land, between Tupelo and Memphis. We buy, sell, and trade, but We don't trade grips, holsters, scopes, mounts, parts, or magazines unless there's a lot of them. >>> (California) WARNING: This product can expose you to chemicals including lead, which is known to the State of California to cause cancer and birth defects or other reproductive harm. For more information go to