NY Considering Bill to Force Firearm Owners to Purchase Liability Insurance

Sen. Kevin S. Parker is the lead sponsor of the bill. (Photo: New York State Senate)

The New York State Legislature will consider a bill this year that would require gun owners in the state to purchase liability insurance.

Such proposals aren’t new in the anti-gun world (New York included), but the policy received new life this year when San Jose became the first jurisdiction in the country to impose this requirement on gun owners. The measure is the subject of multiple lawsuits, so it’s unclear whether it will be allowed to proceed.

The New York bill, S4946, amends insurance law to require firearm owners to obtain and continuously maintain a $1,000,000 policy of liability insurance to cover any damages resulting from “negligent acts involving the use of such firearm.”

Current firearm owners in New York will have 30 days from the effective date of the law to obtain a policy.

Failure to obtain an insurance policy will result in the “immediate revocation of such owner’s registration, license and any other privilege to own such a firearm.”

SEE ALSO: Veteran New York Firefighter Nabbed for Buying 80 Percent Receivers in First Interstate Task Force Sting

The San Jose City Council passed a similar ordinance despite fierce and overwhelming public opposition, and the initial reaction in New York appears to be the same. In the comments section under the legislation, 45 of 45 reactions are negative and all six comments are in opposition.

“Will the gang members and drug dealers also be required to purchase liability insurance for their illegal guns? Or just the legal, law-abiding gun owners?” asked one commenter.

“This is an unfortunate piece of legislation that places undue financial burden upon otherwise law-abiding citizens who have neither committed any crime nor shown neglect or higher risk for encouraging or committing gun-related crimes,” said another. “This bill only serves to place an indirect tax upon licensed gun owners, in a thinly-veiled attempt to discourage legal gun ownership, forcing them to pay for the crimes of others who possess and use illegally-obtained firearms.”

SEE ALSO: New York Mayor Announces ‘Blueprint to End Gun Violence,’ Calls for ‘Assault Weapon Ban’

As usual, this isn’t the only piece of anti-gun legislation in the New York legislature this year.

  • S7066/A00581 would require proof of liability insurance prior to issuing a license to carry a firearm.
  • A9139/S1235 would establish a 10-day waiting period for the purchase of any firearm.
  • A8262 would require individuals to complete a five-hour firearm, rifle, and shotgun safety course before purchasing a firearm, rifle, shotgun, or ammunition.
  • S5058/A5728 would prohibit the use of lead ammunition in the taking of wildlife on wildlife management areas, state forests, forest preserves, state parks or any other state-owned land that is open for hunting and on land contributing surface water to the New York city water supply.

To find and contact your New York State Assemblymember, click HERE. To find and contact your state senator, click HERE.

About the author: Jordan Michaels has been reviewing firearm-related products for over six years and enjoying them for much longer. With family in Canada, he’s seen first hand how quickly the right to self-defense can be stripped from law-abiding citizens. He escaped that statist paradise at a young age, married a sixth-generation Texan, and currently lives in Tyler. Got a hot tip? Send him an email at jordan@gunsamerica.com.

{ 4 comments… add one }
  • Tommygun851 March 4, 2022, 9:53 am

    Just a few years ago, ex-NY city mayor Giuliani called carry insurance “MURDER INSURANCE” !!! And wanted to have it made illegal to acquire! The thinking was now gun owners can shoot all the people that they want because now they can afford it in avoiding legal fees!?!?! What kind of bullshit are they going to come up with next? There is no logic to anti gun people whatsoever!

    • EasyEddie March 4, 2022, 11:07 am

      As an attorney, surely Giuliani must be aware that no insurance policy will cover an intentional act.

  • Jim March 4, 2022, 7:19 am

    They will be requiring criminals to carry this insurance as well, Correct! Or do they just back charge them after they commit a murder. If charged for murder, I’m sure that the Great Judges we now have on the benches will fine them for not being insured right? Another joke out of the insane mouths of the brain dead woke.

  • Mark Smith March 4, 2022, 7:13 am

    Which part of SHALL NOT BE INFRINGED do these MORONS NOT understand?????

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